Use DARMA™ (Deferred Annuity Risk Management Assistant) to analyze, strategize, evaluate and add value to your Clients' Deferred Annuity contracts.

Its comprehensive Modeler makes it a MUST-HAVE tool for the diligent Financial Advisor (and also for informed non-professionals).

DARMA™ will you assist with:

• Adding value by showing the optimum paths
• Evaluating an existing one
• Evaluating one for purchase
• Comparing and replacing it with a better one
• Monitoring one
• Revealing windfalls from rich embedded guarantees 
• Impressing your client with sophisticated:
  • Reports
  • Charts
    
  • Cash Flow Reports & .CSV Files
    

DARMA™ will help you:

• Understand how they work.
• Model a their features and benefits.
• Project your client's net cash flows, over a thousand DARMA™ generated Economic Scenarios.
• Calculate DARMA™-standard metrics.
  
• Use these metrics to:
  • evaluate and rate the policy
  • compare policies, before buying/replacing one
  • expose contract flaws and subtle gotchas.
  • optimize monetization strategies

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